Our team brings advanced Xactimate skills, real-world construction experience, and project management-backed knowledge to support accurate, high-quality project outcomes.
Why 1st Property
Insurance claims are only as strong as the scope behind them.
At 1st Property Estimating and Consulting, we create clear, accurate, and carrier-ready Xactimate scopes for contractors, restoration companies, and property owners.
With hands-on restoration and construction experience, we understand the work required to restore a property to pre-loss condition - and we know how to document it properly.
From field conditions to final claim documentation, we help turn damage into a professional scope that supports the repairs, protects the claim value, and moves the process forward.
IICRC-Informed Workflows
Carrier-Ready Documentation
Commercial & Residential
Supplement-Focused Support
We offer various services for Property Owners and for Contractors.
Our Approach
We bring estimating, field experience, and carrier-facing organization into a single workflow so your scope reflects what the property actually needs.
Talk To Our TeamThe first thing that needs to be understood when working with an insurance claim is that this is not simply an estimate. It is a scope of work required to restore the property to its pre-loss condition.
Most estimating support breaks down because the people writing the file never actually saw the loss, worked the job, or understood the field conditions behind the scope.
At 1st Property Estimating and Consulting, our team is different. We come from a hands-on restoration and construction background, including general contracting, project management, mitigation, reconstruction, and field technician experience. We understand what it takes to complete the work because we have been involved in the work ourselves.
Our model combines field documentation, estimating discipline, and carrier-facing organization so the scope reflects what the property actually needs - not just what the carrier wants to pay.
Every claim file represents real revenue your team has already earned. That is why we handle each project individually, review the details carefully, and build the scope around the actual loss conditions, documentation, and scope requirements.
We are not just scope writers entering line items. We understand the job, the process, the carrier review, and the importance of protecting the contractor's scope from being minimized or overlooked.
Contractor Feedback
The work is technical, but the outcome is practical: less rework, clearer files, and better support when revenue is tied up inside the claim.
“Their on-site documentation changed the speed of our approvals. The estimate was cleaner, the supplement package was tighter, and our PMs stopped chasing missing details.”
water Claim
Marco R.
Harbor Restoration Group
San Diego
Recovered omitted rebuild scope on a multifamily water loss.
“We brought them into a smoke and fire file that was already dragging. Within days, the claim package looked more professional and carrier communication finally started moving.”
fire Claim
Danielle T.
Pacific Claims & Construction
Los Angeles
Improved response cadence and supported a larger approved scope.
“They understand how contractors actually work. The estimate supported operations instead of creating more back-and-forth for the field team.”
water Claim
Luis M.
West Harbor Mitigation
Los Angeles
Delivered a usable Xactimate scope during an active rebuild timeline.
Investment
We do not publish flat public pricing. The right structure depends on urgency, file complexity, and how much of the claim lifecycle you want us to manage.
Estimate Fee Support
Fast estimating help for contractors who already have field documentation.
Claim Management
Ongoing claim coordination for teams that need structure after the estimate is done.
Combined Engagement
Field documentation, estimating, and claim coordination in one workflow.
Questions
A quick primer on how we work, what we support, and when our model is the best fit.
UPPA Disclaimer – Unauthorized Practice of Public Adjusting. 1st Property, LLC does not act as a public adjuster and does not provide public adjusting services to its clients or to its clients' customers. Our services are limited to scope writing, estimating support, claim supplementation, and documentation review as directed by our client. 1st Property, LLC may assist with contractor-to-carrier communication to help ensure the scope of work, supporting documentation, and requested repairs are clearly presented and properly reviewed. However, all claim decisions, coverage determinations, negotiations, and policy-related matters remain between the contractor, property owner, insurance carrier, and any properly licensed professionals involved. 1st Property, LLC does not negotiate insurance coverage, represent policyholders as a public adjuster, or make coverage interpretations.
Our active field-service coverage includes San Diego, Los Angeles, and surrounding inland valley areas, where we aim to support contractors the same day whenever possible. We also offer deployment support for CAT storm events and natural disasters, helping contractors with field documentation, estimating support, and claim file preparation when high-volume losses require additional resources.
Yes. Our team works across major national carriers and regional insurers, adapting support packages to each adjuster’s documentation expectations.
Our core focus is same-day support, helping move each file through the setup and documentation process with your assigned account manager.
We offer an hourly file review rate first so we can understand the claim, identify the level of support needed, and then explain the fee structure that makes the most sense for your project.
Most projects are completed within 2–3 business days once all required documentation has been received. Expedited options are also available for urgent files.
Start The Conversation
Tell us where the file stands and what is blocking momentum. We will tell you how we would approach it before you commit to a full engagement.
Around-The-Clock Claim Support With Same-Day Xactimate Documentation.
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